Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? Covered California, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at Covered California. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: CoveredCA.com
Toll-free: (800) 300-1506

2. Find out about financial help that’s available. At Covered California, you can find out if you qualify for financial assistance to lower your costs.

3. Use Covered California to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at CoveredCA.com.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

News Release | U.S. PIRG | Public Health, Consumer Protection

Is E. Coli contaminated Cargill/Excel beef in your fridge?

Last Thursday, Cargill Meat Solutions recalled more than 25,000 pounds of ground beef products shipped to Colorado and California because of possible contamination with potentially deadly E. coli. Cargill is likely unfamiliar to shoppers as the beef it produces is labeled using other brands, in this case “Excel fresh meat”.

> Keep Reading
News Release | U.S. PIRG | Public Health, Consumer Protection, Health Care

Second recall of King Bio’s homeopathic drugs in the past month

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

> Keep Reading
News Release | U.S. PIRG | Public Health

U.S. PIRG statement on $289 million verdict against RoundUp

Today, a jury ruled against the chemical company Monsanto, awarding $289 million in damages to Dewayne Johnson, a former school groundskeeper who said he got terminal cancer from Monsanto’s best-selling weedkiller Roundup.

> Keep Reading
News Release | Public Health

Safer School Supplies: Shopping Guide

Many parents and teachers shopping for their students’ 2018-19 school supplies look for a “non-toxic” label on the products, but many products don’t have that label. CALPIRG Education Fund is releasing a guide that advises consumers which products are actually non-toxic and which to avoid. 

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

> Keep Reading

Pages

News Release | U.S. PIRG | Public Health, Consumer Protection

Is E. Coli contaminated Cargill/Excel beef in your fridge?

Last Thursday, Cargill Meat Solutions recalled more than 25,000 pounds of ground beef products shipped to Colorado and California because of possible contamination with potentially deadly E. coli. Cargill is likely unfamiliar to shoppers as the beef it produces is labeled using other brands, in this case “Excel fresh meat”.

> Keep Reading
News Release | U.S. PIRG | Public Health, Consumer Protection, Health Care

Second recall of King Bio’s homeopathic drugs in the past month

King Bio Inc. issued the second significant voluntary recall since late July of their homeopathic drugs on Wednesday. Safety concerns over homeopathic drugs extend beyond King Bio as over the past several years, the FDA has issued recalls to several companies for a variety of health products from zinc-containing intranasal medicine to asthma drugs with toxic ingredients. 

> Keep Reading
News Release | U.S. PIRG | Public Health

U.S. PIRG statement on $289 million verdict against RoundUp

Today, a jury ruled against the chemical company Monsanto, awarding $289 million in damages to Dewayne Johnson, a former school groundskeeper who said he got terminal cancer from Monsanto’s best-selling weedkiller Roundup.

> Keep Reading
News Release | Public Health

Safer School Supplies: Shopping Guide

Many parents and teachers shopping for their students’ 2018-19 school supplies look for a “non-toxic” label on the products, but many products don’t have that label. CALPIRG Education Fund is releasing a guide that advises consumers which products are actually non-toxic and which to avoid. 

> Keep Reading
News Release | CALPIRG Education Fund | Public Health

New Government Report: Most Schools Failing to Test for Lead in Drinking Water

A new national GAO report just confirmed what we have seen here in California schools: far too many schools could be exposing kids to toxic lead in their water.

> Keep Reading

Pages

Report | CALPIRG Education Fund | Public Health

Safer School Supplies: Shopping Guide

With this Safer School Supplies: Shopping Guide, parents, teachers, and students can make more informed decisions while shopping for school supplies this Back to School season. We want to give parents and teachers the option to choose school supplies that do not contain toxic chemicals. This Shopping Guide should serve as a handy tool for finding products free of several types of toxic chemicals.

> Keep Reading
Report | CALPIRG Education Fund | Public Health

In Your Face

The negative health effects of asbestos are well-known. Most people may associate asbestos contamination with the workplace or decades-old construction material, but alarmingly, recent media reports have found asbestos contamination in kids' makeup from popular stores. PIRG decided to do its own asbestos testing at an accredited laboratory.

> Keep Reading
Report | U.S. PIRG Education Fund | Public Health

Chain Reaction III

The third annual Chain Reaction report, which grades companies on their antibiotics policies and practices, found that 14 out of the top 25 restaurants in the U.S. have taken steps to restrict the routine use of antibiotics in the production of the chicken they serve, up from nine just one year ago. While restaurant chains made great progress on chicken, the groups who authored the report found that there were no new commitments to limit antibiotic use in beef and pork.

> Keep Reading
Report | CALPIRG Education Fund | Public Health

Get the Lead Out

Our children need safe drinking water – especially at school where they go to learn and play each day.  Unfortunately, lead is contaminating drinking water at schools and pre-schools across the country.  As our report shows, states including California are so far failing to make the grade when it comes to keeping lead out of drinking water at school. 

> Keep Reading
Report | CALPIRG Education Fund | Public Health, Consumer Protection

Getting Personal with Chemicals

We should be able to trust that the products we buy are safe — especially the ones our families use every day, directly on our bodies. However, we looked into common ingredients in popular personal care products, and found that when we use these products, like shampoo, baby wipes, deodorant, shaving gel, or perfume, we are often dosing our bodies with chemicals that can disrupt our hormones, cause developmental problems, cause cancer, and more. This consumer guide describes the results of our investigation of 10 popular personal care products that contain chemicals of concern.

> Keep Reading

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Blog Post | Public Health

Toxic triclosan in toothpaste? | Dev Gowda

A recent article in the LA Times revealed that a new study found that the toxic compound triclosan, which is commonly found in toothpaste as well as other consumer products such as cosmetics, children’s toys, and yoga mats, “could cause adverse effects on colonic inflammation and colon cancer.”

> Keep Reading
Blog Post | Public Health

Home remodeling shouldn’t be a deadly project: Toxic paint removers being sold by Lowe’s and other stores | Dev Gowda

No one should lose a loved one to deadly chemicals. But right now you can walk into Lowe’s and other stores and buy paint removers containing highly toxic chemicals.

> Keep Reading
Blog Post | Public Health

Lead-Free Schools: Steps forward in Oakland but more work to do | Emily Rusch

What could be more basic than providing clean, safe drinking water for our kids in schools? On Wednesday night the Oakland Unified School Board meeting voted to approve a new drinking water policy to help identify and remove sources of lead exposure to kids in drinking water fountains. 

> Keep Reading
Blog Post | Public Health

During This Intense Hurricane Season: Some Reports and Information On Storms, Chemicals and Public Safety | Kara Cook-Schultz

Hurricane Harvey was a natural disaster, and a devastating one at that. During and after the hurricane, we learned anew that it’s not only the initial storm that threatens life and limb, but also chemical facilities that are hit.  As Irma bears down on Florida, we hope for the best outcome for the people of Florida. We also want the state to prepare for the worst. In that spirit, here are some resources and information on storms, chemicals and public safety.

> Keep Reading
Blog Post | Public Health, Food

EPA’s Pruitt Met with Dow Prior to Favorable RulingDev GowdaKara Cook-Schultz

On March 31st, EPA Administrator Scott Pruitt announced that his agency would deny a petition to ban the dangerous pesticide chlorpyrifos from being sprayed on food. He announced this decision despite EPA scientists’ earlier findings that concluded that chlorpyrifos, which is manufactured by Dow Chemical, can harm brain development of fetuses and infants after ingesting even small amounts. The news that the EPA would continue to allow the spraying of chlorpyrifos alarmed doctors and other public health officials, but what’s even more interesting is that according to several recent Freedom of Information Act requests, Pruitt met with Dow CEO Andrew Liveris at a Houston hotel just twenty days prior to making his controversial decision.

> Keep Reading

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