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Health Insurance Tips
WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.
Get The Best Deal On Health Insurance
Looking for health coverage? Covered California, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.
1. Check out new options at Covered California. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Toll-free: (800) 300-1506
2. Find out about financial help that’s available. At Covered California, you can find out if you qualify for financial assistance to lower your costs.
3. Use Covered California to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.
4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at CoveredCA.com.
5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.
6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.
Health Care Consumer Protections
If you have coverage, you already have protections under the health care law, such as:
- Children and young adults can stay on their parents’ plan until age 26
- Free preventive care, including check-ups and vaccinations
- Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
- Rebates if your insurance company spends less than 80% of premiums on care
Plus, more consumer protections start in 2014, including:
- Insurers can’t deny anyone coverage for having a “pre-existing condition”
- No more annual caps on what your insurer will pay if you get sick
- Insurance companies can’t charge women more than men for coverage
The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.
SACRAMENTO – State regulators announced steps on Wednesday to reduce the risks of lead exposure faced by young children in day care facilities across California. In a public hearing, the State Water Resources Control Board agreed to adopt a goal of reducing lead in centers’ drinking water to no more than 1 part per billion, or ppb. The board’s decision represents the toughest action in the country to date on this issue.
A new analysis of publicly available information from the FDA by U.S. Public Interest Research Group Education Fund finds only 26 percent of a class of recalled blood pressure medications have been assessed for carcinogen contamiantion -- and the majority had some lots with higher levels than the FDA considers safe.
Oakland – With school kids “back to school”, and the legislature wrapping up their 2019 session, CALPIRG today released a new free toolkit to help parents, teachers and administrators Get the Lead Out of school drinking water. With a lack of complete information on lead contamination in schools throughout the state, CALPIRG Education Fund provide this tool to grapple with this serious health threat facing our children.
Today, July 1, 2019, is the deadline for schools to test their drinking water for lead under a 2017 law authored by Assemblymember Lorena Gonzalez. Unfortunately, more than 1,600 school drinking water fountains tested positive for lead. Additionally, based on the most recent data available, some schools likely missed the deadline for getting their water tested.
Tools & Resources
Your tax-deductible donation supports CALPIRG Education Fund’s work to educate consumers on the issues that matter, and the powerful interests that are blocking progress.
You can also support CALPIRG Education Fund’s work through bequests, contributions from life insurance or retirement plans, securities contributions and vehicle donations.