Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? Covered California, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at Covered California. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: CoveredCA.com
Toll-free: (800) 300-1506

2. Find out about financial help that’s available. At Covered California, you can find out if you qualify for financial assistance to lower your costs.

3. Use Covered California to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at CoveredCA.com.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

Report | CALPIRG Education Fund | Health Care

Playing by Their Own Rules

This white paper examines the rules the drug companies have set for themselves, assesses whether they comply with the minimum requirements of SB 1765, and identifies aspects of the drug company rules that are deeply problematic.

> Keep Reading
Report | CALPIRG Education Fund | Health Care

'Tis Always the Season for Giving

Desperate to rein in skyrocketing prescription drug costs, lawmakers, healthcare plans and individual consumers are taking a much closer look at the promotional practices of the pharmaceutical industry. One aspect that has come under heavy scrutiny is a marketing technique known as detailing. This white paper examines the mechanics and potential harms of pharmaceutical detailing, describes the steps that have been taken to address those problems, and explores policy options for addressing the issue.

> Keep Reading

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News Release | U.S. PIRG

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

News Release | CALPIRG

SACRAMENTO – State regulators announced steps on Wednesday to reduce the risks of lead exposure faced by young children in day care facilities across California. In a public hearing, the State Water Resources Control Board agreed to adopt a goal of reducing lead in centers’ drinking water to no more than 1 part per billion, or ppb. The board’s decision represents the toughest action in the country to date on this issue.

News Release | U.S. PIRG Education Fund

A new analysis of publicly available information from the FDA by U.S. Public Interest Research Group Education Fund finds only 26 percent of a class of recalled blood pressure medications have been assessed for carcinogen contamiantion -- and the majority had some lots with higher levels than the FDA considers safe.

News Release | CALPIRG

Oakland – With school kids “back to school”, and the legislature wrapping up their 2019 session, CALPIRG today released a new free toolkit to help parents, teachers and administrators Get the Lead Out of school drinking water.  With a lack of complete information on lead contamination in schools throughout the state, CALPIRG Education Fund provide this tool to grapple with this serious health threat facing our children.

News Release | CALPIRG Education Fund

Today, July 1, 2019, is the deadline for schools to test their drinking water for lead under a 2017 law authored by Assemblymember Lorena Gonzalez. Unfortunately, more than 1,600 school drinking water fountains tested positive for lead. Additionally, based on the most recent data available, some schools likely missed the deadline for getting their water tested. 

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Poll: Which of these positive changes do you most want to see in 2020?
More restaurant chains commit to stopping their overuse of antibiotics.
Stop using Roundup, which has been linked to cancer, on our parks and playgrounds.
Ban the worst single-use plastics.



CALPIRG Education Fund is part of The Public Interest Network, which operates and supports organizations committed to a shared vision of a better world and a strategic approach to getting things done.