Health Insurance Tips

WE CAN HELP — Our health care policy experts are working to provide you with the resources you need to make the most of new health care consumer protections and tools.

Get The Best Deal On Health Insurance

Looking for health coverage? Covered California, the new health insurance marketplace, could save you time and money. Use our tips to make the most of this new tool.

1. Check out new options at Covered California. The plans include coverage for doctor visits, hospitalizations, preventive care, maternity care, emergency room care, prescriptions and more.
Online: CoveredCA.com
Toll-free: (800) 300-1506

2. Find out about financial help that’s available. At Covered California, you can find out if you qualify for financial assistance to lower your costs.

3. Use Covered California to compare plans side-by-side. The new marketplace lists your options on one website, and shows what each plan covers.

4. Take advantage of expert help to compare plans in-person, online or by phone. Specially trained people are available in communities across the state to help you apply and understand your options. Find them at CoveredCA.com.

5. Don’t take no for an answer. For coverage starting January 2014, insurance companies can no longer deny you due to a pre-existing condition.

6. Keep in touch. Check for updates on our website, and tell us about your experience. We want to hear what you think so we can spot trends and advocate for ongoing improvements. Contact us.

Health Care Consumer Protections

If you have coverage, you already have protections under the health care law, such as:

  • Children and young adults can stay on their parents’ plan until age 26
  • Free preventive care, including check-ups and vaccinations
  • Insurance companies can’t set a lifetime cap on what they’ll pay if you get sick
  • Rebates if your insurance company spends less than 80% of premiums on care

 Plus, more consumer protections start in 2014, including:

  • Insurers can’t deny anyone coverage for having a “pre-existing condition”
  • No more annual caps on what your insurer will pay if you get sick
  • Insurance companies can’t charge women more than men for coverage

See more information about the health care law, the Affordable Care Act

Issue updates

Report | U.S. PIRG Education Fund | Public Health

Chain Reaction III

The third annual Chain Reaction report, which grades companies on their antibiotics policies and practices, found that 14 out of the top 25 restaurants in the U.S. have taken steps to restrict the routine use of antibiotics in the production of the chicken they serve, up from nine just one year ago. While restaurant chains made great progress on chicken, the groups who authored the report found that there were no new commitments to limit antibiotic use in beef and pork.

> Keep Reading

Agency votes to begin rulemaking process to protect American children, firefighters from hazardous flame retardant chemicals

Today, the U.S. Consumer Product Safety Commission (CPSC) took three critical steps toward protecting consumers and firefighters from the hazards posed by a class of flame retardant chemicals (known as “organohalogens”). The CPSC directed the Commission’s staff to begin the rulemaking process to ban the sale of four categories of consumer products if they contain these chemicals. Once again, the CPSC has made an important action for consumers.

> Keep Reading

Statement on Unilever Starting to Disclose Fragrances via SmartLabel

Statement from CALPIRG Education Fund Toxics Advocate Dev Gowda on Unilever Starting to Disclose Fragrances via SmartLabel

> Keep Reading
Blog Post | Public Health

During This Intense Hurricane Season: Some Reports and Information On Storms, Chemicals and Public Safety | Kara Cook-Schultz

Hurricane Harvey was a natural disaster, and a devastating one at that. During and after the hurricane, we learned anew that it’s not only the initial storm that threatens life and limb, but also chemical facilities that are hit.  As Irma bears down on Florida, we hope for the best outcome for the people of Florida. We also want the state to prepare for the worst. In that spirit, here are some resources and information on storms, chemicals and public safety.

> Keep Reading
News Release | CALPIRG Education Fund | Public Health

Parents put Lead-Free Schools Toolkit on their “Back to School” List

With “back to school” in full swing this week, CALPIRG Education Fund today offered a new toolkit to help parents, teachers, and administrators get the lead out of schools’ drinking water.  

> Keep Reading

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News Release | Public Health

Statement on SC Johnson’s skin allergen disclosure announcement

“SC Johnson, the manufacturer behind popular brands like Glade, Pledge, Windex, and more has announced today that it will disclose the presence of 368 fragrance and non-fragrance potential skin allergens that may occur in its products. This is a great move for chemical transparency in consumer products."

> Keep Reading
News Release | Public Health, Antibiotics

Statement on McDonald's shareholder resolution to eliminate the routine use of medically important antibiotics from the company’s meat supply chain

At McDonald’s annual shareholder meeting today shareholders voted on a proposal to eliminate the routine use of medically important antibiotics from the company’s entire meat supply chain. Of those that voted, nearly 30% were in favor of the resolution.

> Keep Reading

L'Oréal: Pledge to Be Toxic-Free

Today, CALPIRG Education Fund, Campaign for Safe Cosmetics (a project of Breast Cancer Prevention Partners (BCPP)), and Safer Chemicals Healthy Families delivered more than 150,000 petition signatures calling on the multinational cosmetic giant L’Oréal USA to eliminate cancer causing chemicals and to disclose its secret “fragrance” chemicals. 

> Keep Reading
News Release | Public Health

Statement on Unilever’s Decision to Disclose Fragrance Ingredients in Personal Care Products

CALPIRG Education Fund applauds personal care product giant Unilever US, the maker of popular brands like Dove and Axe, for its announcement today that it will increase fragrance ingredient transparency in its personal care brands.

> Keep Reading

Statement on Procter & Gamble’s New Preservative Tracker in Personal Care Products

Personal care product giant Procter & Gamble (P&G) recently unveiled a new preservative tracker, which lets consumers know which preservatives are included in various categories of P&G’s products, such as baby wipes, skin care, and hair care products. Consumers can search the tracker by ingredient or by product type.

> Keep Reading

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News Release | U.S. PIRG

The Centers for Disease Control and Prevention released its new Antibiotic Resistance Threats in the United States report, which estimates at least 35,000 Americans die annually from infections that antibiotics can no longer effectively treat.

News Release | CALPIRG

SACRAMENTO – State regulators announced steps on Wednesday to reduce the risks of lead exposure faced by young children in day care facilities across California. In a public hearing, the State Water Resources Control Board agreed to adopt a goal of reducing lead in centers’ drinking water to no more than 1 part per billion, or ppb. The board’s decision represents the toughest action in the country to date on this issue.

News Release | U.S. PIRG Education Fund

A new analysis of publicly available information from the FDA by U.S. Public Interest Research Group Education Fund finds only 26 percent of a class of recalled blood pressure medications have been assessed for carcinogen contamiantion -- and the majority had some lots with higher levels than the FDA considers safe.

News Release | CALPIRG

Oakland – With school kids “back to school”, and the legislature wrapping up their 2019 session, CALPIRG today released a new free toolkit to help parents, teachers and administrators Get the Lead Out of school drinking water.  With a lack of complete information on lead contamination in schools throughout the state, CALPIRG Education Fund provide this tool to grapple with this serious health threat facing our children.

News Release | CALPIRG Education Fund

Today, July 1, 2019, is the deadline for schools to test their drinking water for lead under a 2017 law authored by Assemblymember Lorena Gonzalez. Unfortunately, more than 1,600 school drinking water fountains tested positive for lead. Additionally, based on the most recent data available, some schools likely missed the deadline for getting their water tested. 

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Poll: Which of these positive changes do you most want to see in 2020?
More restaurant chains commit to stopping their overuse of antibiotics.
Stop using Roundup, which has been linked to cancer, on our parks and playgrounds.
Ban the worst single-use plastics.



CALPIRG Education Fund is part of The Public Interest Network, which operates and supports organizations committed to a shared vision of a better world and a strategic approach to getting things done.