Consumer Protection

News Release | CALPIRG Education Fund | Consumer Protection

Business Credit Cards: Liability without protection

CALPIRG Education Fund warns Californians to think twice before responding to one of the millions of business credit card offers that are mailed out to California households each year.

News Release | CALPIRG education Fund | Consumer Protection

New Survey Shows Banks Still Hiding Fees from Consumers

A survey of more than 350 bank branches released today by the California Public Interest Research Group Education Fund revealed that fewer than half of branches obeyed their legal duty to fully disclose fees to prospective customers, while one in four provided no fee information at all.

Big Banks, Bigger Fees

Since Congress largely deregulated consumer deposit (checking and savings) accounts beginning in the early 1980s, the PIRGs have tracked bank deposit account fee changes and documented the banks’ long-term strategy to raise fees, invent new fees and make it harder to avoid fees. 

Big Banks, Bigger Fees

Since bank deregulation began in the early 1980s, the PIRGs and other consumer groups have conducted numerous studies documenting skyrocketing consumer banking fees. Our studies have helped to focus national attention on the problem of skyrocketing bank fees. Our results are substantiated by the results of the Federal Reserve Board's annual fee reports to Congress.

Report | CALPIRG Education Fund | Consumer Protection, Safe Energy

The Campus Credit Card Trap:

College students are among the most prominent targets for this marketing.   They are young and understand that they need credit to get ahead in the world. Some need credit because of the rising cost of a college education. Finally, most of them are clumped together on campuses that they either commute to or live at. This makes them easy to target.

Report | CALPIRG Education Fund | Consumer Protection

Locked In a Cell:

A high level of concentration in a major industry can be accompanied by excessive market power, which in turn can reduce competition to the detriment of consumers.

The Sacramento Bee: Finding out who sells personal info to junk-mail firms is tough

Californians often are frustrated in attempts to determine which businesses are selling their personal information to junk-mail firms, according to a study released Wednesday by the California Public Interest Research Group.

Report | CALPIRG Education Fund | Consumer Protection

Mistakes Do Happen:

The most common reflection of our reputation as a trustworthy consumer is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always tell a true story.

Report | CALPIRG Education Fund | Consumer Protection

Policing Privacy:

This report summarizes interviews CALPIRG Education Fund held with law enforcement officers from California and other cities with high identity theft rates.

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